News Karnataka
Wednesday, April 24 2024
Health & Lifestyle

Give your family the Diwali of a lifetime with a personal loan

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Celebrate Diwali, the festival of lights and togetherness, with pomp and splendor without worrying about your finances. With the right quick personal loan at hand, you can make this Diwali the best one yet. Whether it’s remodeling your home, investing in the future or repaying your loans to get debt-free, there are numerous ways in which you can celebrate this festival with the help of an instant personal loan. Take a look at how it can help you make your Diwali celebrations simply spectacular.

Give your home a fresh new look with a renovation
It’s common practice to clean and spruce up one’s home before the festival. From giving your walls a textured finish and a new coat of paint to renovating your prayer room and adding chandeliers to your living room, you can give your home a makeover in many ways. To safeguard your savings without compromising on a home refresh, you can opt for a low-interest rate personal loans with flexible repayment options.

Take a step towards financial freedom by consolidating debt
Availing loans to meet various goals and expenses has become the norm due to rising inflation and the cost of living. For example, you may have availed a car loan to buy a fully loaded SUV and used your credit card to pay for your child’s school trip. However, servicing multiple EMIs depletes your monthly budget and increases the overall cost of credit. Thankfully, with a personal loan, you can consolidate your debts and repay all your dues at once. This way, you are left to repay a single loan that has a pocket-friendly EMI, which eases the burden on your monthly finances. What better way to celebrate Diwali than knowing that you can get debt-free sooner?

Add to your net worth by investing in gold
Buying gold in the form of coins and bars during festivals is an age-old tradition that most Indians follow. Moreover, investing in gold is considered to be a good way to diversify your portfolio and build a hedge against inflation. But, given the high price of gold, you may think twice before investing in it. Fortunately, with a personal loan at your service, you can use a portion of the sanction to indulge in this festive tradition.

Purchase the latest appliances at special discounts
You can replace your outdated appliances, be it ACs, refrigerators, TVs and washing machines by buying the newest models. With several festive discounts and offers available to you, making the switch now will result in significant savings. However, if you don’t wish to dip into your savings account, you can just as easily avail a quick personal loan and buy the latest side-by-side refrigerator, Wi-Fi-enabled cook pot, or roll-up TV!

Throw a grand Diwali party
Hosting a Diwali party is the best way to celebrate the festival, as you can spend quality time with your friends and family. As a result, you may be tempted to make your annual gathering extra special by having a theme for your Diwali party or hosting several parties in the run-up to the festival. With a significant sanction, a personal loan lets you execute your Diwali party plans to a T. You can hire a party planner, entertainment artists and the best caterers that your city has to offer while shopping for designer outfits and jewelry for yourself and your family.

To ensure that you have a pleasant borrowing experience, however, look beyond just the lowest interest rate personal loan. Apply for a personal loan that is easy to obtain and offers rich features that enhance your borrowing experience. Consider availing a quick personal loan from a reputed lender like Bajaj Finserv to enjoy a host of features like approval within minutes, disbursal within 24 hours, a hefty sanction of up to Rs.25 lakh and the option to borrow and repay more conveniently via a Flexi Loan facility.

All you must do is meet simple eligibility criteria and produce minimal documents like 3 months’ salary slips, bank statements, identity proof and address proof such as Aadhar card, copy of passport, driving license, etc. Use the personal loan eligibility calculator to see how well you qualify for the loan and apply thereafter to avoid rejections. To expedite the process further, be sure to check your pre-approved offer from Bajaj Finserv. Use customized deals and access funds even sooner!

 

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