10 major changes that will affect your everyday life starting Oct  1 

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10 major changes that will affect your everyday life starting Oct  1 

10 major changes that will affect your everyday life starting Oct  1 

SC MM   ¦    Sep 30, 2020 05:41:54 PM (IST)

10 major changes that will affect your everyday life starting Oct  1 -1

New Delhi:  Starting October 1, a lot of rules will get revamped, like the Motor vehicle rules, Ujjwala scheme, health insurance, credit and debit card rules etc. Here is a list of 10 rule changes of which you need to be aware in order to stay clear of trouble.

1. No more physical verification of driver’s license, RC: From October 1 onwards, you are no longer required to carry your old and worn-out copies of driving license or RC when driving. You can simply show soft copies of the same that are uploaded on official portals. According to the Ministry of Road transport, in continuance with the Motor Vehicles Amendment act 2019, “to make roads safer, a portal shall record the disqualification/revocation of the driving license to keep the behaviour of rash drivers in check”. The Ministry has released two portals for this purpose—Digilocker and mparivahan. The digitalisation of driving license is being done in an attempt to prevent corruption and harassment of license holders and also to keep a digital tab of offences committed by motorists.



2. Use of mobile phones only for navigation: Drivers are constantly dependent on navigation apps on their phones, especially for taxi services like Ola and Uber. As per the new rules, motorists will be allowed to use their mobile phones while driving only for navigation purposes. However, the rule is unclear as to whether it applies to two-wheelers as well, as there has been a recent flush of bike-taxi services.


3. No more free LPG connections: The last date to apply for a free gas connection is September 30. To dissuade people from using kerosene as a cooking fuel, the government came up with the Pradhan Mantri Ujjwala Yojana to provide free LPG cylinders to poor families and mainly focussed on women. The scheme will conclude by the end of this month.

4. 5 per cent tax on foreign fund transfers: According to a LiveMint report, for any amount sent abroad to purchase tour packages and any other foreign remittance made above Rs  7 lakhs will attract a tax-collected-at-source (TCS) of 5 per cent, unless the tax has already been deducted at source (TDS). The tax of 5 per cent will be levied on any amount when it comes to the purchase of foreign tour packages, however, foreign remittances only over Rs 7 lakhs will attract a tax of 5 per cent.

5. ‘Best before date’ of sweets to be mentioned: An order issued on September 25 by the FSSAI has mandated that sweet sellers mention the ‘best before date’ on their non-packaged or loose products in their shops. However, it’s no longer mandatory to mention the manufacturing date as the FSSAI has left it up to the sweet sellers, reported TOI.

6. Health insurance rule changes introduced during COVID-19 to be implemented: Health insurance premiums are expected to spike in the next year as the new Health Insurance policy issued by the IRDAI aims to standardise health insurance policies. Including Covid-19, treatment of mental illness, stress or psychological disorders and neurodegenerative disorders have also been added to the list. As per the new regulations, if the insurer fails to process or reject a claim within 30 days of receipt, it will be liable to pay interest of 2% above the bank rates.

7. TVs might become more expensive: In an attempt to encourage ‘Athmanirbhar Bharat’ and ‘vocal for local’, open-cell panels will attract a 5% import duty as the government has said that a one-year duty exemption expiring at the end of this month will not be extended. According to an Economic Times report, “open-cell panel is the most important component used in TV manufacturing accounting for 65-70 per cent of its production cost”. This move by the government to expand the domestic production capacity for open cell panels is expected to increase the cost of televisions drastically.

8. New credit and debit card rules: From October 1, debit and credit card users will have the freedom to curb their spending by setting limits. They can also terminate their services by surrendering their card and serving the notice period. As per a report by Financial Express, debit and credit cards issued by banks will only be enabled for domestic transactions at ATMs and point of sale (PoS) terminals.

9. Tax Collected at Source (TCS) regime: E-commerce websites will have to charge their sellers 1% Tax Deducted at Source (TDS) on all transactions starting October 1. The Central Board of Direct Taxation (CBDT) clarified that this won’t apply to payment gateways that remain an essential part of this business sector.

10. Ban on blending of mustard oil with any other cooking oil: According to a circular issued by the FSSAI, the Government of India has issued instructions to amend the previous regulation that allowed the mixture of mustard oil with vegetable oil, provided the admixture has not less than 20 per cent of vegetable oil. The new regulations prohibit the addition of mustard oil and promote the manufacture and sale of pure mustard oil.

While some of these rules might come as a welcome relief to some people, others may not be as well received. We hope that this list has done its job of making you aware of what to expect in the coming days.